:root{
  --navy:#0b1f3f; --navy-2:#122a52; --royal:#1d4ed8; --royal-dk:#173fae;
  --gold:#c9a24b; --gold-dk:#a8832f; --white:#fff; --ink:#1c2740; --muted:#5a6781;
  --bg:#f6f8fc; --line:#dde4f0; --radius:10px;
  --font-head:"Fraunces",Georgia,"Times New Roman",serif;
  --font-body:"Figtree","Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.65;font-size:1rem}
img,svg{max-width:100%}
a{color:var(--royal)}
h1,h2,h3{font-family:var(--font-head);color:var(--navy);line-height:1.2;margin:0 0 .5em;font-weight:600}
h1{font-size:clamp(2.1rem,5vw,3.4rem)} h2{font-size:clamp(1.7rem,3.4vw,2.3rem)} h3{font-size:1.2rem}
p{margin:0 0 1em}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.container{width:min(1120px,92%);margin-inline:auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--navy);padding:8px 14px;z-index:100}
.skip:focus{left:8px}
.icon{width:1.4em;height:1.4em;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.4rem;border-radius:8px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font:inherit;font-weight:600;transition:background .2s,color .2s,border-color .2s,transform .2s}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:var(--navy)} .btn-gold:hover{background:#d8b45f}
.btn-wa{background:#1f9d55;color:#fff} .btn-wa:hover{background:#188546}
.btn-outline{border-color:rgba(255,255,255,.55);color:#fff} .btn-outline:hover{border-color:var(--gold);color:var(--gold)}
.btn-line{border-color:var(--royal);color:var(--royal);background:transparent} .btn-line:hover{background:var(--royal);color:#fff}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;transition:box-shadow .2s}
.site-header.scrolled{box-shadow:0 4px 18px rgba(0,0,0,.25)}
.header-in{display:flex;align-items:center;justify-content:space-between;height:68px;gap:1rem}
.brand{display:flex;flex-direction:column;text-decoration:none;color:#fff;line-height:1.15}
.brand strong{font-family:var(--font-head);font-size:1.15rem;letter-spacing:.02em}
.brand small{color:var(--gold);font-size:.72rem}
.nav ul{display:flex;gap:1.6rem;list-style:none;margin:0;padding:0;align-items:center}
.nav a{color:#e4eaf6;text-decoration:none;font-weight:500;padding:.4rem 0;border-bottom:2px solid transparent}
.nav a:hover{color:#fff;border-color:var(--gold)}
.nav .btn{padding:.55rem 1.1rem;color:var(--navy);border:2px solid transparent}
.menu-btn{display:none;background:none;border:0;color:#fff;padding:8px;cursor:pointer}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,#17356b 100%);color:#fff;padding:clamp(3rem,8vw,6rem) 0;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border:1px solid rgba(201,162,75,.35);border-radius:50%}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:3rem;align-items:center;position:relative;z-index:1}
.hero h1{color:#fff}
.hero p.lead{color:#cfd9ee;font-size:1.1rem;max-width:56ch}
.cta-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}
.hero-panel{background:rgba(255,255,255,.06);border:1px solid rgba(201,162,75,.45);border-radius:var(--radius);padding:1.6rem}
.hero-panel h2{color:var(--gold);font-size:1.15rem;margin-bottom:.9rem}
.hero-panel ul{list-style:none;margin:0;padding:0;display:grid;gap:.7rem}
.hero-panel li{display:flex;gap:.7rem;align-items:flex-start;color:#e4eaf6}
.hero-panel .icon{color:var(--gold);margin-top:.15em}

/* Sections */
section{padding:clamp(3rem,7vw,5rem) 0}
.alt{background:var(--bg)}
.sec-head{max-width:640px;margin-bottom:2.2rem}
.sec-head p{color:var(--muted)}
.sec-head::after{content:"";display:block;width:56px;height:3px;background:var(--gold);margin-top:.9rem}

/* Cards */
.grid{display:grid;gap:1.3rem}
.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:flex;flex-direction:column;transition:border-color .2s,box-shadow .2s,transform .2s}
.card:hover{border-color:var(--gold);box-shadow:0 10px 26px rgba(11,31,63,.1);transform:translateY(-3px)}
.card p{color:var(--muted);flex:1}
.ico-wrap{width:52px;height:52px;border-radius:12px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:1rem}
.ico-wrap .icon{width:26px;height:26px}
.card .btn{align-self:flex-start;padding:.55rem 1.1rem}

/* About */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.about-box{background:var(--navy);color:#e4eaf6;padding:2rem;border-radius:var(--radius);border-left:5px solid var(--gold)}
.about-box h3{color:#fff}

/* Why */
.why .card .ico-wrap{background:#e8eefc;color:var(--royal)}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:var(--radius);padding:1.5rem}
.steps li::before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:700;margin-bottom:.9rem}
.steps h3{font-size:1.05rem}.steps p{color:var(--muted);margin:0}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:2.5rem}
.info-list{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;gap:1rem}
.info-list li{display:flex;gap:.8rem}
.info-list .icon{color:var(--royal);margin-top:.2em}
.map{border:0;width:100%;height:260px;border-radius:var(--radius);border:1px solid var(--line)}
form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem;display:grid;gap:1rem}
label{font-weight:600;font-size:.92rem;display:grid;gap:.35rem}
input,select,textarea{font:inherit;padding:.75rem .9rem;border:1.5px solid #c5d0e4;border-radius:8px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--royal);box-shadow:0 0 0 3px rgba(29,78,216,.18)}
[aria-invalid="true"]{border-color:#c0392b}
textarea{min-height:100px;resize:vertical}
.form-status{margin:0;font-size:.92rem;min-height:1.4em}
.form-status.error{color:#b3261e}.form-status.ok{color:#17703b}

/* Footer */
.site-footer{background:var(--navy);color:#c3cee6;padding:3rem 0 1.2rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem}
.site-footer h3{color:#fff;font-size:1rem}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.45rem}
.site-footer a{color:#c3cee6;text-decoration:none}.site-footer a:hover{color:var(--gold)}
.copy{border-top:1px solid rgba(255,255,255,.14);margin-top:2rem;padding-top:1rem;font-size:.88rem;display:flex;flex-wrap:wrap;gap:.6rem 1.5rem;justify-content:space-between}

/* Floating mobile action bar */
.fab{display:none}

@media (max-width:960px){
  .g3{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}
  .hero-grid,.about-grid,.contact-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .menu-btn{display:block}
  .nav{position:absolute;left:0;right:0;top:68px;background:var(--navy-2);max-height:0;overflow:hidden;transition:max-height .3s}
  .nav.open{max-height:480px;border-top:1px solid rgba(255,255,255,.12)}
  .nav ul{flex-direction:column;align-items:stretch;gap:0;padding:.6rem 4%}
  .nav li a{display:block;padding:.85rem 0;border-bottom:1px solid rgba(255,255,255,.08)}
  .nav .btn{margin-top:.6rem;justify-content:center}
  .g3,.steps,.foot-grid{grid-template-columns:1fr}
  .fab{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;box-shadow:0 -4px 16px rgba(0,0,0,.2)}
  .fab a{display:flex;justify-content:center;align-items:center;gap:.5rem;padding:.85rem;color:#fff;text-decoration:none;font-weight:600}
  .fab .c{background:var(--royal)}.fab .w{background:#1f9d55}
  body{padding-bottom:52px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.btn:hover,.card:hover{transform:none}}
.nav .btn:hover{color:var(--navy);border-color:transparent}